CHAPTER 1
INTRODUCTION
A. Background
Humans are social creatures. It means that they can not be separated from the community and human relationships. In relationship with humans, there is a relationship that need each other. Of course, unconsciously, these activities will create economic action.
In the past, before there was money for daily needs, economic activity is done by barter. barter is not concerned with profit or loss. where goods are expensive and which are cheap. For example, person A is a vegetable farmer. he wanted to eat rice. Person B is a rice farmer. he wanted to eat vegetables. So, they are able to barter for the needs each other. Although, the price of rice is more expensive than vegetable.
Now, many people believe that economic activity is identical to money, "Everything needs money". Maybe, economics is the science of managing money. But, it is not just like that. Economics is the science that is important for us to understand. Not only how to manage money, but also how to determine the decision could also use economics. Every line of life needs economics. And by studying economics, wish we would be more sensitive about economic issues around us because now days, there are many kinds of economic issues.
B. Problem Formulation
1. What is the definition of Economics?
2. What the purpose of people choose to study economics?3. How to manage money well?
4. What are economic issues around us?
C. Purpose
This paper’s created for giving information about economics generally. So, you will know why we have to study economics. And also what are some problems in economics in real life.
D. Function
1. Give information about economics.
2. Give information about the the purpose of choosing to study economics.
3. Give information how to manage money
4. Give information about another side about economics in the real life.
1. Give information about economics.
2. Give information about the the purpose of choosing to study economics.
3. Give information how to manage money
4. Give information about another side about economics in the real life.
CHAPTER 2
DISCUSSION
1. Definition of Economics
In Indonesian dictionary, economics is the science of the principles of production, distribution and consumption of goods and wealth (such as finance, industry and trade). While the economy is defined as an action (rule or way) of economic activity. In a country, the economics is a system of life which is very important. The economics of a country is a system used by the government to allocate its resources, both natural resources and human resources.
2. Why Economics?
Faculty of economics is very much available in various universities in Indonesia. Thus, anyone who wants to study economics just have to choose which one is the best and has the facilities are okay.
Faculty of Economics also still have the scope of employment opportunities are very broad. Many occupations that will be acted by the alumni these majors. Can work at the Bank, became marketing or become accountants, become economists, or want to be entrepreneurs, civil servants, or lecturer. All is discussed in this faculty. Even, eventually became the secretary was also graduate from this faculty. Because economics is very flexible.
Studying at the faculty of economics allows alumni to think of creating a job. It is very important, given every year, Indonesia still has the problem of rising unemployment. The fresh graduates almost always occupy the portion of unemployment in Indonesia before finally really-really get the job.
By studying in the faculty of economics is expected that the student will not be unemployed before getting the job. But the economics graduates can work directly out of college. Faculty economy itself is divided into several departments such as accounting economics, economic management, and economic development.
From many friends, the answer is often said when asked are:
a) Basic Education, because when studied in vocational high school majoring in accounting. So, to better understand accounting (economic) they choose to continue studying in the same department when they were in vocational high school.
b) Want to be an entrepreneur, as described above, that by studying economic allows us to be able to become an entrepreneur. Because it is closely connected with economic. How to get a benefit calculated using economics.
c) Because Like, very rarely say this when asked. In fact, if you like, we will be absorbing the economics.
And there are many purpose why choose Economics. So, What’s yours?
3. The Purpose of Studying Economics
Why study economics? Cows and bears and other animals without studying the economics able to survive. So, why we have to study economics? Because of necessity or desire? Or both? like want to have a car, motorcycle, or house, after a long time, the desire urge to be realized. The desire that needs fulfillment, will change to the needs.
At present, resources is limited (rare), but the desire is not limited. Then, how to fulfill the needs? That’s why we have to study economics. Because:
a) Economics teaches us how to think and help us make decisions.
b) Economics helps us arrange priorities. Which are important, laptop, book, or motor?
c) Economics helps us understand people, understand international issues, and build community
d) By studying economics, we become know more how to manage our finances
e) By studying economics, we should be more sensitive to the economic problems around us.
4. How to Manage Our Own Finances
We've studied economics, both in vocational and in college. But, among us, there are still many who do not know how to manage their own finances. Becoming more and more spending. Do not know for what money we spent. And in the end makes us confused.
Meanwhile, manage money has its own strategy. Here are four strategies to manage finances, especially for student.
a) Plan Your Budget
Have we planned financial allocations per month in our life? It's up to you where the money is received, either the parents or independently, planning is very important. Beginning of each month, try to write the plan and the intended use of your money. For example you have 1 million rupiahs money in the early months, write allocation and priority activities that must be fulfill. For example, 20% for eating, 30% for college, business investments or savings 20%, 20% more to charity and for emergency purposes. You can allocate yourselves according to the needs. These are tips that is very important in managing finances substantially. Simple but effective. Simple but very few people do it. By having a plan like this, it can be a guide to expend money. Do not forget write. Stick with your plan!
b) Creating Financial Record
Making financial records is not as difficult as imagined. Simply take a piece of paper, divide it into two columns and in each column write 'inflow' and 'outflow'. The inflow is any money that we receive and be fully right from us. Outflows are any that we spend. Write down each day and collect it for a month. Collect shopping receipt (which is mostly discarded by student) to be recorded as an outflow. Start transparent with yourself, especially to finance.
c) Differentiate the Needs and Desire
Maybe we already have a well thought out plan to finance and suddenly there are a 'additional' unexpected funds (perhaps you're a student and businessman whose business is rise?) Most people, when they have a lot of money, consumptive level rise automatically especially in Indonesia. The plan was to stay plan, spending appetite can not be blocked. Moreover, there are gadgets or new fantastic fashion. Well, if it is like this, list directly which is the 'need' and 'desire'. If you can save money to college purposes or roll back to the greatness of your business, it's better. If you have to spend, would prioritize the needs first. Ask yourself, do I really need that stuff? Or just 'hungry-hungry eyes'?
d) Separate Personal Accounts and Other Accounts.
As a student, have a bank account feels really fard 'ayn. Mandatory for each person per individual. In addition to our money safe, easy for financial transactions, the most important bit we can resist the urge to spend money blindly. These tips are important for you who have other additional activities in the college, such as the treasurer of organization or also pioneered a business. Please, do not mix the account.
5. Economic Issues around Us
a) Rising fuel prices
In Indonesia, the rising of fuel price was happened almost every year. Why? Indonesia is one of the countries which is producing oil. But the most of the oil is managed by foreign companies. Pertamina as the jargon of government company only as ‘display’, because the government more pleased give permission to the management of foreign companies.
That’s why, more fuel is exported abroad. While, fuel to the public in Indonesia is low quality fuel and sold out at a high enough price. Although, the government has set the fuel subsidy, but it was not enough to ease the burden of the poor. Even, many rich people enjoy the fuel subsidy.
And now, because subsidies are already too much, the government raised the fuel prices again. The President said that it was the best way. Because it will safe the state financial. They didn’t think that it will cause the inflation. And of course, the poor people will more miserable.
In 2012 the premium price just 4500 rupiahs. In 2013 rose to 6500 rupiahs. The difference is quite significant. Of course if fuel goes up, the price of other needs also increased. For example, public transport fares. Before rising fuel, public transport fares is only about 4000 rupiahs. Now the charge can be up to 5000 rupiahs. This would be a burden, especially for them who every day always use public transport. It's just a small example of the impact of rising fuel prices. There are still many other examples.
b) The High Price of The Necessities of Life
Price needs every year is always rising. Meanwhile, what often happens is the financial situation is still the same. the high price of the necessities of life is usually caused by several things, the most fundamental factor is due to rising fuel prices. again and again. For example, rising food prices. The high cost of health care, until there is a saying that says, "the poor should not be sick". What an irony. The cost of higher education is becoming increasingly well. Reach of low economic communities will be difficult to continue their education due to limited income and increasingly affordable prices. Therefore, we often see on the road, many children are forced to work because can not afford to go to school. Again, economic factors into roadblock to education. How this country going forward? Like the band Slank said in his song, "future generations, uneducated, a sickly". The government should pay more attention to issues like this. At least, the allocation of funds for education should be increased.
c) Irony Use of Funds in Different CountriesDeveloped countries, such as America, certainly in contrast to the still developing countries, such as Indonesia in the use of the budget. Because the needs of each country is different. Just imagine, when the poor need about $ 6 billion to fulfill their educational needs, as much as $ 8 billion spent in the U.S. for cosmetic purposes. When the $ 9 billion needed by the people in poor countries and developing systems for the improvement of sanitation, amounting to $ 11 billion was spent on shopping ice cream in Europe. In Africa, while its people live in poverty, hunger, because there is no money to buy groceries, at the same time in America and Europe, a percentage of the budget is used to fatten pigs and cows. African society should watch more dry skin, ribs increasingly prominent, and increasingly sunken eyes, watched her children die of hunger because there is no cost, phrase TINA (There is No Alternative) Margaret Thatcher uttered when forcing all countries subject to the globalization, it seems more appropriate expressed by poor mothers in Ethiopia are forced to bury their babies die faster because of hunger and lack of nutrition: there is no alternative! It's a real irony.
CHAPTER 3
CONCLUSION AND RECOMMENDATION
From the above it can be deduced that:
1. Economics is a science that is flexible. Studying in the faculty of economics is very promising for the future are good. Therefore, many people interest in studying economics. Because it is expected to easily get a job (like working in a bank, became an accountant, economist), also can be an entrepreneur.
2. Many of us have learned economics, but still wasteful. Therefore, manage finances well is necessary, such as plan your budget, create financial records, differentiate the needs and desire, separate personal accounts and other accounts.
3. There are still a lot of economic problems around us. It is expected that by studying economics, we can understand each economic problems wisely. It can even make change for the better.
REFERENCES
Djibran, Fahd. 2009. Curhat Setan: Karena Berdosa Membuatmu Selalu Bertanya. Jakarta: Gagas Media.
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